Topco Financial Svc

I called this agency to get website address in order to make a collection account payment in full (well over $500) and need an immediate receipt. They don't have a website. What kind of collection agency does not have a website for electronic payment in this day and age? Not professional.…

Listen Up Folks,. Ok, so clearly the opinion is out on Topco Financial. They are truly scum bags. First off, I want to agree with all that has been said about their practices. It is amazing to me that in the year 2012 this kind of stuff is still allowed to go on. I see that they had a settlement against them in 2009. It would have been nice if that put an end to their inhuman practices, but to no avail. Clearly you have to be a rare breed of human to work there. As recent as October it looks like they are still up to their scum bag practices. The one thing I do want to tell everyone that might be reading this is to protect your self. You are going to go through a lot of crap with these people but you can fight them. If I could go back and do it again I would take the following precautions.

1st: Tape EVERY phone call. It would be worth the few bucks you will spend on a phone that you can tape conversations on. I think you have to tell them that the call is being recorded but trust me when they know it; they are all kinds of nicer. The last time I dealt with them on the phone, I recorded it and he could hear the beep telling him that I was recording. He never said a cross word. That was a huge change since before this; I had all the experiences that everyone else had. Being called names, threats, etc.

2nd Keep a written log of EVERYTHING that is said, mailed, called, whatever. No matter how small it may seem, just do it! I still have my stuff and this happened to me in 2007. I wish I would have known about the law suit in 2009 I would have participated. Write down the time you called, who you talked to, what was said, etc.

3rd Mail EVERYTHING certified mail or registered or even signature confirmation and keep a backup copy.

I sure hope that this helps someone out there. I would understand it if some day on the news someone actually went off and did something horrible to these people. My situation was the car that I sold being towed and no one EVER tried to contact me. It is clearly a scam between Topco and the tow companies. They should be ashamed but it is clear that they are not. I have a perfect credit record and they were the only ones that ever appeared on it as a negative. I was able to get it off once I supplied all of my proof. I hope you can do the same. Good luck!…

i hate these people they are rude and dont know the meaning. these people are the worst collection agency i have ever had to deal with i should have known by seeing all the reviews with not one person saying one good thing about them believe me i delt with them first hand they dont want to even try and work it out with you at all andthey should be going to a customer serivce trainging im glad tehy are taking me to court so that i can go in front of a judge and explain to your honor what they would not let me. they dont really want to work with you they want to be the jerks that they and thats horrible . i feel sorry for anyone who has to deal with them…

THEY ARE NOT FIT FOR HUMAN CONSUMERS. If you call them call from a PHONEBOOTH! How is it 6 years down the road up pops this thing on your credit report. You call from your cell that is a prepaid and ask a few questions. Your baffled so you hang up. You think thier nuts and don't know what they are talking about. Then a couple of weeks goes by and you get a phone call and your baffled again how did you get my # ? Well they wrote it down. This was my daughter. She and her husband were attempting to buy a house and were approved last year, but decided to wait. So they went again and got denied????????? What could be the issue? Well of course it was Topco Financial. She unfortunately gave them a little too much information they put 2x2 together and voila there they are on your back like stink on s__t. The things they said to her and about her husband were unbelievable. The incident creating this was a car given to her husband by his grandfather and he had it 3 days when it was stolen. Police were called etc. please don't tow will come pick up. Abandoned in another jurisdiction so it got towed. He never even knew the car had ever even been found. The towing co. never notified him either. Had to figure out what the original listing on the report was because we had never heard of the company before. I did some research and found that Topco specialized in towing collections. So then researched the name assoc. with the credit report and there the company was. Royal Towing. Talking with the tow company they didn't have anything on record for back then so they couldn't give us any information. So of course Topco had all the info after talking with them. I now fear that the money these kids are shelling out to Topco is not going to go to the tow company. The bill started out at we don't know what but the credit report was 735.00 but when talking to Topco the bill was now at 1300.00. Reported in May 2011 and by June 2011 it doubles? go figure. If they could come up with 900.00 in 30 days that would close it. They tried so hard but to no avail so they are making payments to these FOOLS. It amazes me that they still get away with the same crap they did when the State took them to courst and fined them many Thousands of dollars and yet it still goes on today. There horrible and nasty words and inuendos. There jacking of the original amounts. There needs to be an end put to this company and the names of the owners published and not allowed to perform this type of business EVER!

Read this:www.atg.wa.gov/pressrelease.aspx?id=24978

yet they are still doing it.…